Industries · BFSI

DPDP for banks, NBFCs, and insurers.

Financial services sit at the high-exposure end of the DPDP Act — large data-principal populations, Account Aggregator consent flows, near-certain Significant Data Fiduciary designation, and a regulator that expects board-level accountability. Vishwaas AI gives BFSI the cryptographic consent evidence that exposure demands.

The BFSI exposure

Where financial services data sits at risk.

BFSI processes some of the most sensitive personal data in the economy, across some of the most interconnected systems — and the DPDP obligations scale with that.

Account Aggregator consent flows

AA-mediated data sharing depends on consent that is specific, revocable, and provable. A timestamp-and-IP log won't evidence what the customer actually consented to when a dispute reaches the Board — a hash-chained, anchored consent record will.

Significant Data Fiduciary obligations

Banks, large NBFCs, and insurers are prime candidates for SDF designation under §10 — mandatory DPIAs, an appointed DPO, annual audits, and heightened accountability. Vishwaas gates these on the tenant SDF flag.

Board-level reporting

SDF status brings board-of-directors reporting expectations. Vishwaas produces compliance dashboards and DPBI-ready evidence packs that turn scattered consent state into a board-level summary in a few clicks.
The modules BFSI leans on

Three modules that carry the regulatory weight.

The whole platform applies, but these three are where BFSI compliance is won or lost.

01

Consent Lifecycle Management

Capture, update, and withdraw consent for lending, cross-sell, AA sharing, and marketing — each event SHA-256 hash-chained, RSA-signed, and RFC 3161 timestamped for 7-year retention.
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02

DPR Management

Access, correction, erasure, grievance, and nomination requests across fragmented core-banking and CRM estates, with SLA clocks and evidence output for every fulfilment.
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03

Breach Management

The §8(6) 72-hour DPBI countdown plus the CERT-In 6-hour deadline for critical incidents — templates, approvals, and a one-click evidence pack built in.
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See Vishwaas AI on a BFSI scenario.

30 minutes on your real AA flows, SDF obligations, and breach drills — with cryptographic consent proof at every step.